But don't you pay for your tax (based on a vehicle's weight) in a similar fashion to our insurance? (monthly?).... Just what I've heard anyway, more than makes up for our high insurance costs (if you get a large vehicle).
That's the thing.. money does exist to compensate the families for the funeral and other things (like being sued). Insurance will cover this (at least in Canada).
Yet again, car insurance is meant to save your ass when you run over someone. It covers damages to property, the other vehicle, In canada I have the option for "collision" which insures my own car for repair even if I crash, and general fees in the event of death.
There's a reason it's illegal (in CAN) to not have insurance as not having it is being a selfish twat. You think that you're invincible and never make mistakes... well everyone does when they least expect it. Yet again NOBODY that whines about "oh insurance is too expensive" can afford to pay out of their pocket for a fatal accident.
$2000 a year really isn't that much to pay for the coverage I get ($2 Million). Considering that would repair my car, the other persons car, plus any lawsuits for a death.
wtf.. Are you sure you didn't make a typo on that last post? I mean, 110 euro a year is really low.
I am driving a Mazda Xedos6 (year '96) which is in no way a BMW 320i (which is, last time I checked, about 5 euros more expensive per month). How much year driving experience do you have already? Even though I can't imagine it being THAT low.
So rather than getting a decent sized sedan that will be easy to drive, cheap to fill up and run for a life time. You're going to get a massive truck for people with tiny dicks and spend your life stopping in at every petrol station you go past?
I found that out a while back. I got a quote of £2,000 TPFT for a Defender 110 2.5TD. Chose full comp and it went down to £900. Which was quite amusing.
Ah how many times I have seen the discussion about car insurances over here but still I'm always as stunned reading those high prices people have to pay. Also, contributing again.
In Finland it doesn't matter who owns the car, only the car itself. I pay about 500 euros per year for my car insurance and I think it's even a bit on the expensive side. And my car is old RWD car with 2.0 engine...
Excess (voluntary being £500 and compuslery being £200) was the same for FC and TPFT when I got quotes. FC still came out cheaper. I think it is because insurance brokers realised that a lot of yoofs will choose TPFT without even looking at FC because "I can't afford that" so they ramped up the prices just to squeeze on the younger driver even more.