The car has to have a cat when it's produced under the Construction & Use regulations, but a cat isn't required to pass the MOT (for a diesel, at least).
@ S14 - If your searching for power, have you considered a decat? A good exhaust place could cut out the cat, and weld in a new section for ~£50, and a metal recycling place will give you ~£35 for the old cat... £15 for +5BHP isn't to be sniffed at.
Do you think that the AWD of the R32 might not also help it quite a lot? FWD certainly isn't ideal for putting down power to the front wheels. The M3 would certainly demolish it.
While rolling, in gear, in the powerband, I could agree a *very* tuned diesel could probably match quite a sporty petrol. But the second you get out of that powerband, and have to change gear, the petrol will just pull away.
Remember the GTi you posted is still FWD, and that the MK5 is a heavy beast...
I think you can, but only in certain areas with ATC permisson, however I certainly doubt it'd be allowed at a height which would shatter glass - I would imagine this was more of a "what if there was a war" term...
Loads of companies are doing like-for-like car hire while yours is getting repaired, and claiming it from the 3rd party, while paying the original insurance a nice kickback... only it's extortionately expensive (£thousands for a BMW 3-series for a few weeks...)
Plus "insurance approved" bodyshops seem to have crazy prices - i've got a scuff in my bumper from a previous owners parking incident - I reckon a bit of filler & some paint would have it sorted out. But a second hand bumper is only ~£50 so i'd just do that.
A while bag my girlfriends mum managed to reverse into my car (), so I took it to a bodyshop to get a quote - while I was there I asked about the bumper, and they reckoned it'd be £350... I said "oh, so thats a new bumper and blending it in then?" and they told me that was just to REPAIR the existing bumper, a new one would be much much more!
Far too many people milk insurance companies... and we all foot the bill.
I wouldn't say young drivers claims are increasing versus other drivers...
There are a few other factors pushing costs up, though...
More claims - snowy winter in the UK + unprepared drivers = loads of little (and not so little) accidents.
Higher claim values - "no win no fee" claims of £10k for whiplash etc have to come from somewhere, and indirectly thats policyholders.
More claims (again) - several natural disasters across the world = a company who have to try to get some money back on their other policies.
Less return - insurers use the money you give them, and then invest it until you come to make a claim. As you've probably realised, the investments aren't returning quite the same return as before - so while they could afford to sell for sub-cost before, and make it back on the markets this isn't always viable anymore.
These are the sole reason my car now has a ****ing loud horn / bright headlights. If I have to brake to stop myself running into you because you pulled out / decided you wanted to occupy my lane in a roundabout / couldn't stay in your lane, except to be at the receiving end.
And furthermore, while some extra things can be voided by fully comp, they wouldn't be able to void your insurance because you broke the speed limit...
Actually, I have... it's always nice to know the weird, wonderful and unenforceable restrictions they impose (although I have to admit this and my phone contract are probably the only wordy T&C's i've ever properly read...)
Your insurers cannot stop covering you because your speeding - no matter what it says in your policy documents. Even if the police said you driving without due care etc, insurance is to cover *accidents* so they would still have to pay.
Same situation for if your a drunk driver, if your hit by a drunk driver, or if your cars MOT expires (although only if the car was "roadworthy") - the insurers can use the T&C's to get out of fully-comp obligations, but they cannot get out of their third party obligations. In fact many insurers (including Elephant...) will even try to sell you cover to things they exclude in the T&C's which they actually can't exclude by law.
Labour is obviously a lot less in Latvia... The local garage I use (who are usually very good value) want ~£100 just to swap two front calipers.
But what part actually breaks? Like I said, I thought it was just a driveshaft and a few gears - what would it care if it was going sideways as straight?
I could understand a gearbox, but I thought a diff (or at least a basic open / closed diff vs something viscous...) was basically just a few driveshafts connected by gears?
Unfortunately I tested it, and then managed to leave it in the door jam, and tried closing the door, forgetting it was in there, so now it's slightly oval shaped. Doubt i'll get a new one somehow...
We've got to the stage where people aren't just buying phones for what it does "out of the box", but for other stuff you can do with third party apps. And without a large market share, nobody's going to write the killer apps to sell your platform, and so it will slide away.
Windows Mobile had it's chance, but the rest of the technology (i.e. 3G data, low priced internet) wasn't there to push it forward, and so HTC (who made most WiMo phones) are slowly reducing the amount of phones they make with it on, so I can see it going the same way.
iOS came along and made the "want", and then Android came along to create the "realistic / affordable" product most people could actually afford... and that will keep them the two on top for a while.
Blackberry... well it's in a niche. Unfortunately, most people who buy them don't actually have requirements that it fulfills so either expect them to change their lineup quite a lot (which they are doing...) or die.
Exactly the same happened to desktop PC architectures - imagine if Dell made an i7 laptop that cost £300 and lasted for 6 hours on a charge, but couldn't run *any* apps currently available? They'd sell quite a lot for 6 months, then the platform would stagnate and then Dell would quietly drop it... the same has happened (or is happening) to Maemo.